DT Lending

About Us and Our Services

We are an experienced mortgage broker with a variety of mortgage products that can provide you with the financing you need to purchase your dream home, investment property, or remodel your existing home.

Our products offer you the resources to pursue your dreams.

  • Residential, investment, and commercial real estate mortgages
  • Market trends for interest rates
  • The real estate buying and selling process

These are the major loan products that we offer!

  • Fixed & ARMs
  • Conventional and Non-Conforming
  • Jumbo loans
  • Construction Loans
  • Renovation Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Commercial Loans

We want to build a long term relationship with our customers. To us you are never a number, you are our new partner and we want to support you and real estate your goals.

Our customers needs come before everything. We are constantly working to keep your costs low by doing our processing inhouse to eliminate the processing fee. Our origination fee is below the national average, saving our customer's over $1500 in closing fees.

We offer the best Jumbo rates in the area! Ask us for a quote today!

We Are Proud To Be An Equal Opportunity Lender


We will provide every customer with the best service we can regardless of their race, age, sexual orientation, disabilities, or religious affiliations.

At DT Lending, LLC, we try to live life by the Golden Rule!

Mortgage Calculator
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More About

Why We Started DT Lending


My background includes an Engineering and MBA from the University of Michigan. I was with the Ford Motor Company for 39 years, and did consulting, financial planning after retiring. After some time with financial planning and real estate, I decided to open my Mortgage Brokerage.

I started Dave Thomas Lending, LLC and DT Lending, LLC as a lower cost alternative for the individual who is looking for a highly competitive mortgage in todays hyper mortgage environment.

No processing fees and origination fees below the national average, provides our customer with a lower mortgage cost and lower closing costs.

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Today's inflationary market has caused interest rates to spike! The typical mortgage is now between 4.0% to 5.5% (As of April 29, 2022)  and will probably go above 6% in the near future. 

I can't tell you when it will stop, but the last time we were in a stagflation economy was in 1978, and mortgage rates spiked over 15%.

We have several products to help you in your home search! Several of the lenders we are affiliated with have a lock and shop mortgage product that allows you to lock in your rate now and shop for your new home for up to 180 days.  Programs and rates are constantly changing and that is why you need a competent mortgage partner to develop the mortgage plan that is right for you.

If your want to apply for a loan or see what your mortgage will cost please use the link below!

Mortgage Calculator & Application

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Work With David

Whether you're in the research phase at the beginning of your real estate search or you know exactly what you're looking for, you'll benefit from having a real estate professional by your side. I'd be honored to put my real estate experience to work for you.

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Contact Details

David C Thomas

Phone

(248) 872-9001

Email

[email protected]

Address

110 Willits Street Birmingham, MI 48009

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